Malta's currency is decimal. The Maltese Lira (Lm) is the unit of currency and is divided into 100 cents. There is no limit to the amount of foreign currency visitors may bring into Malta, providing it is declared upon arrival. However, the maximum amount of Maltese currency that may be brought into Malta is Lm 50. Visitors may not take out of Malta more than Lm 25 in Maltese currency.

Check recent exchange rates as issued by the Central Bank of Malta's Investments & Reserves Office.

Banking hours usually are between 8.30 a.m. and 12.30 p.m. Mondays to Fridays; they are open until 11.30 a.m. on Saturdays. Some banks are open to the public for longer hours. Opening hours change for the winter and summer seasons. Foreign exchange facilities are available at the International Airport on a 24-hour basis all year round. There are also a number of automated foreign exchange machines scattered around the islands as well as automated teller machines (ATMs).

Also, a number of exchange brokers operate on the islands. The following banks operate in Malta:

- APS Bank
- Bank of Valletta
- HSBC
- Lombard Bank
- FIM Bank
- Volksbank

Access, American Express, Carte Blanche, Diners Club International, Master Card and Visa are accepted by most hotels and restaurants and a good number of retail outlets. Card-holders should check with their credit/charge card company for details on merchant acceptability and other services that may be available.